- Credit card (Visa, MasterCard, American Express and Discover)
- ACH (Automatic Cash Withdrawal).
- Net 30 (pending credit approval).
All new accounts are set up with credit card terms. Dealers requesting Net 30 terms for their account should allow 1–2 weeks for processing. Payments for Net 30 invoices are due within 30 days of the invoice date. When a Net 30 dealer account has invoices more than 15 days past due and/or is over its credit limit, the account will automatically be switched to Credit Card or ACH without prior notice. No statement will be sent, unless account is past due. Accounts over 30 days past due will be charged finance charges of 1.5% or a minimum of $1.00 per month. Net 30 terms will not be reinstated until all past due invoices and finance charges are paid and open status is approved. Checks must show the dealer’s business name and the Kinsey’s account number. Open Accounts who are chronically past due will lose their open account status and will be Credit Card or ACH on all future orders. Those customers with terms of COD-Cash will be charged the COD fee by the respective carrier for each package shipped on the order.
Non-Sufficient Funds (NSF)Checks returned to Kinsey’s as NSF will result in the automatic switching of an account to Credit Card. A $40.00 service fee will be assessed for each returned check or ACH. The account will remain Credit Card until the NSF is cleared and all service fees have been paid. At the dealer’s option, the NSF check/ACH may be resubmitted to the bank, or a Money Order or Certified Check may be issued to clear the account. Checks must show the dealer's business name and account number.
Credit Card OrdersWe must have all information to bill your credit card. This will include the name on the card, credit card number and expiration date. If we do not have all information, sales will contact you immediately. If you are notified because your card has declined you have 48 hours to contact us with the information required or your order will be automatically cancelled. All invoices containing firearms and/or ammo will be charged an additional 3% processing fee when paid with a credit card. The fee will be applied to the entire order, not just the firearm portion.
To avoid credit card fees, pay for the order with a check (prepay or acquire Open Terms status) or utilize ACH electronic payments. Non-Firearms/Ammo orders are not subject to the 3.5% fee.